How to Start a Personal Finance Blog in 4 Steps
When it comes to starting a blog, creating a niche marketing website, or building an online business in general, there are dozens of topics you can write about. However, one of the most lucrative topics is personal finance.
Starting a personal finance blog can be a great way to help people manage their money. Not only can you keep them on track with their budget, but there are tons of other strategies you can employ.
However, before diving in headfirst, there are some things you should know first. This is especially true if you’re just getting started and have little to no experience blogging.
In this article, you will learn how to start a personal finance blog the right way.

What is the Importance of personal finance blog?
There are a lot of personal finance blogs out there, but a personal finance blog is a good start for defining your own niche. Why? Because it’s all about you.
A personal finance blog is all about what YOU think, so you’re talking to your readers and not trying to manipulate them into ‘getting on board’ with big banks or other overbearing institutions.
If you want to be a true advocate for your readers, stick with ‘big banks’ or ‘overbearing institutions.’ Here’s what you need to do to start a personal finance blog:
1 – Find a Niche for your blog
The first step towards starting a successful personal finance blog is choosing a niche. There are hundreds of niches that you could choose from, but you should start by focusing on one specific aspect of personal finance.
For example, if you want to talk about investing, you can narrow it down further and discuss dividend stocks or REITs. Or, if you have an expert in business taxes and money management, these would also be great talking points.
If you want to talk about controlling your debt, you could focus on all kinds of debt (student loans, credit card debt, etc.) to narrow it down.
Or, if you just want to talk about general saving and budgeting concepts, you can focus on saving for retirement or saving for big purchases.
2 – Create a unique blog name
Now comes the fun part: choosing a name for your blog. Your blog’s name is the first thing that people see, so it’s important to choose something that reflects what you want to build and how you want to be received by your audience.
What are some ideas for a personal finance blog? Here are a few options:
- The Innocent Investor
- Money is Easy
- Get Anything
3 – Write compelling and relevant content
When you’re setting up a new blog, one of the most important things you can do is to ensure that you create unique, engaging content. Unique, engaging content is what’s going to help you succeed as a blogger; search engines love it, and your readers will too.
The first step is to research the industry you want to write about. The goal is not just to learn about what’s going on but also to look for opportunities to create fresh content that no one else has written yet, or at least hasn’t talked about much.
It’s true—search engines place a lot of emphasis on unique content. In fact, they may even demote your rankings if your blog has duplicate content from other sites. It’s all about quality content, and search engines are justifiably wary of sites that lack original writings.
4 – Traffic Generation Methods for Your Finance Blog
Growing your traffic is essential for any blog, but this may not be the case if you write exclusively for close family and friends.
To make sure your blog is getting the most traffic it can, there are some steps you should take like the following.
Social Media Can Drive Massive Traffic to Your Blog
Your first step should be to make sure you’re posting regularly. A good rule of thumb is to post at least once a week but no more than twice a day. Remember that social media is one of the best ways to promote your blog and get new readers.
Don’t forget social media—use hashtags like #personalfinance and #retirementplanning when promoting your blog posts, so they get seen by more people!
And remember to be consistent! The secret to getting more Instagram followers is to make sure you are frequently posting new content, which increases the chances for users to see your content and then sign up for future newsletter updates.
SEO is an Excellent Way to Increase Blog Traffic
In the beginning, you’re writing on your blog in a vacuum. You’re posting content that isn’t getting any traction, and it feels like no one is reading. You know you have to grow your traffic if you want your blog to succeed, but you’re not sure where to start.
There is no better way to increase readership than with SEO. SEO is a process that improves your search engine rankings for keywords and phrases relevant to the content of your website.
This means more people will find your website when searching for relevant terms. You don’t need to be a big company or even have a big budget—SEO can help anyone, anywhere in the world!
Bottom Line
Starting a personal finance blog can be an incredibly rewarding experience. The most important thing to remember is that it is not a competition. And this is something you can continually learn about day after day.
Just take a look at these top finance blogs from Forbes, and see what you can learn from each. Some are quite simple and direct, while others are very thorough and have teams of content writers and marketers to help grow the site.
This can be a very lucrative niche, but it takes time and effort to build the foundation you need. It’s also important to remember that your goals might look very different down the line, but you should do it for the experience and enjoyment of it all when you start.